Comparison by Plan Type 2015 Maximum Contribution Illustration Employee Age Compensation New Comparability Integrated Profit Sharing Pro Rata Profit Sharing A 50 $265,000 $53,000 $53,000 $53,000 B 45 $265,000 $53,000 $53,000 $53,000 C 40 $40,000 $2,000 $6,740 $8,000 D 32 $35,000 $1,750 $5,897 $7,000 E 28 $28,000 $1,400 $4,718 $5,600 F 25 $20,000 $1,000 $3,370 $4,000 $633,000 $112,150 $126,725 $130,600 % to HCE 94% 83% 81% % to NHCE 6% 17% 19% Total HCE=Highly compensated employees (A&B) NHCEs=Non-highly compensated employees (C,D,E & F) The illustration above is hypothetical and is for illustration purposes only. More Information A New Comparability plan may be just the plan you’re looking for. Contact your Financial Professional for more information on your retirement plan strategies. Ameritas Life Insurance Corp. of New York Ameritas Life Insurance Corp. of New York Retirement Plans Division 1350 Broadway, Suite 2201 New York, NY 10018 800-923-2732 ameritas.com This information is provided by Ameritas®, which is a marketing name for subsidiaries of Ameritas Mutual Holding Company, including, but not limited to: Ameritas Life Insurance Corp., Ameritas Life Insurance Corp. of New York and Ameritas Investment Corp., member FINRA/SIPC.

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